Terms & Condition
We care about your privacy. And we’ve designed our services with your privacy in mind.
This policy covers the services that are offered by Kernel Wealth Limited when we interact with you through our website or otherwise in connection with your account with us.
We want you to understand what personal information we collect and store about you, what we will do with that information, and who we might share that information with. That’s what this privacy policy covers.
Please read this privacy policy alongside our Terms of Use
In this policy, when we say we , us , and our, we mean Kernel.
We care about the privacy of our users of www.kernelwealth.co.nz (our website’) and our services.
This policy tells you:
what information we might collect about you from you and others;
how we might use that information;
where we store that information; and
who we might share your information with.
When we say ‘New Zealand privacy law’, we mean the law in New Zealand that covers personal information that’s in force at the time that you use our services. This includes codes of conduct issued by the Privacy Commissioner.
When you use our services, you acknowledge that we may collect, use, store, and share your information as we’ve described in this policy.
Cookies are pieces of information that are automatically downloaded to your computer or mobile device when you use a website.
We use cookies for a few different reasons. Cookies make it easier for you to use our website in future visits (by remembering who you are). Cookies also help us to monitor traffic and personalise the content on our website for you.
We can’t use cookies to view any data on your device only data stored in the cookie.
Some parts of our website can’t work without these cookies so we’ve automatically turned them on. You can switch off cookies and other tracking services using your browser settings (but it might mean you can’t use our website in the same way).
Specifically, we may use the following kinds of cookies:
strictly necessary cookies (which let you use our services);
performance cookies (which gives lets us know if our services are working and helps us to fix errors);
functionality cookies (which helps us to personalise your visit);
persistent cookies (which stay on your device after you’ve left our website so that we can remember you for next time);
session cookies (which last only for the duration of your visit);
advertising cookies (which allow us to show you specially targeted ads).
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org
When we say identity information, we mean information like your New Zealand passport or driver licence and address information.
We are required to collect this information to meet our obligations under New Zealand’s anti money laundering laws.
Specifically, we have to make sure that you are who you say you are. This helps prevent people from using our services in harmful ways. The ways that we can verify your identity are also covered by legislation, so we need to undertake specific checks.
To do so, we may use third party identity verification service providers (such as Verifi Identity Services Limited, known as Cloudcheck). This means that we’ll disclose your identifying information to those service providers, for verification purposes.
We only use service providers that we can trust to keep your information safe. But you should read the privacy policy for Cloudcheck to understand the ways that they might use your information.